Unified Acceptance
Streamline card-present, card-not-present, QR, wallet, EFT, and alternative payments with a single set of APIs.
- Certified smart POS devices
- Tokenized customer vault
- Automated settlements
Seamless payments for forward-thinking businesses
WaveAndPay connects every point of purchase with intelligent payment technology, unified reporting, and embedded financial services to help your teams move faster, sell smarter, and grow with confidence.
53
Payment methods unified
42%
Average cost reduction
Trusted by modern brands
Payments designed for scale, built for reliability
WaveAndPay empowers technology-led merchants, franchise networks, financial institutions, and multi-site retailers with modular solutions that reduce friction and amplify customer loyalty.
UrbanMarket
VelocityWear
EverGreen Bank
Nu Bistro
SwiftFleet
MercuryTel
Platform Pillars
Everything you need to deliver elevated payment experiences
Combine our modular services to create a payment stack that fits today’s roadmap and tomorrow’s ambition.
Embedded Finance
Boost revenue with card issuing, merchant lending, and loyalty integrations tightly woven into the checkout journey.
- Working capital offers in flow
- Loyalty and rewards orchestration
- Instant payouts and disbursements
Actionable Intelligence
Make decisions in minutes with AI-powered monitoring, anomaly detection, and tailored reporting dashboards.
- Consolidated omnichannel analytics
- Automated reconciliations
- Configurable alerts and insights
Designed for your industry
We build vertical-specific journeys that meet strict compliance requirements while giving your customers a frictionless way to pay anywhere.
Retail
Omnichannel checkouts, curated offers, and instant refunds.
Hospitality
Table-side payments, room charges, and contactless tipping.
Mobility
Fleet management, driver disbursements, and IoT-ready devices.
Financial Services
White-label card programs and embedded partner experiences.
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01
Enterprise-grade security
PCI DSS Level 1, end-to-end encryption, and adaptive fraud screening built in from day one.
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02
Global reach, local expertise
Accept payments in 40+ currencies with support for local payment methods and settlement preferences.
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03
Developer-first architecture
Modern REST APIs, SDKs, and sandbox tooling accelerate launches and lower integration overheads.
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04
Relationship-led service
Dedicated success teams partner with you from design workshops to post-launch performance optimization.
Proven outcomes
Deliver measurable impact across every channel
WaveAndPay blends technology and human expertise to accelerate your roadmap, reduce operational drag, and delight customers with every interaction.
Customer Stories
Brands growing with WaveAndPay
“WaveAndPay helped us unify POS and digital payments in three months. Our teams now launch campaigns in days instead of weeks.”
Chief Digital Officer, UrbanMarket
“Their embedded finance stack lets us offer instant payouts and loyalty in-app. Customer satisfaction scores are at a record high.”
Founder, SwiftFleet
“Compliance audits are smoother, reconciliation is automated, and we finally have 360° visibility over our channels.”
Operations Lead, Nu Bistro
Let’s build the future of payments together
Partner with WaveAndPay to design fast, secure, and differentiated payment journeys that give you an edge today and set you up for tomorrow.
Talk to an ExpertReady to accelerate?
Share a bit about your goals and we will tailor a demo that shows you how WaveAndPay can transform your operations.
Strategy workshops and hands-on onboarding
Regional experts in compliance and risk
Sandbox access within 24 hours